Don't Waste Money Over-Insuring Your Vacant Home

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Homes can become vacant for many different reasons but regardless of the cause, it is important that you consult your independent insurance agent about vacant home insurance needs. Unoccupied dwellings are exposed to different risks than occupied ones. Vacant property owners have less control of who enters the property which can be considered a greater risk than occupied property. However, far too many property owners fail to adjust their coverage to reflect the lower risk to personal property. Bottom line, many people both over-insure and under-insure vacant property. Where do you fit?
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